VGZ Werkt: collective insurance through your employer
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What is a collective health insurance?
A health insurance policy for a group of people. For example, employees with the same employer, member organisations, self-employed people or municipalities. Because we make agreements that apply to large groups, we can offer advantages. Such as the group discount on your supplementary insurance.
Benefits of insuring yourself through your employer
- A discount on your supplementary insurance
- Extra generous reimbursements for physiotherapy, dental care and orthodontics
- A discount on exercise and healthcare products such as fitness equipment or hiking boots
- A personal healthcare budget of up to €700 for a work and lifestyle programme, for example
- Personal advice from a Mental Fitness coach
- Be helped faster? Compare waiting times in the VGZ ap
Find your employer
Our 3 basic insurances
You want to be well insured for healthcare costs. View our insurance policies. There is always a package that suits you.
Swipe the packages from left to right
VGZ Basis Keuze
In-kind insurance
149.90
per month
100% covered by all contracted hospitals and healthcare providers
70% covered by non-contracted hospitals and healthcare providers
- GP (general practitioner) always covered
VGZ Ruime Keuze
In-kind insurance
154.25
per month
100% covered by all contracted hospitals and healthcare providers
80% covered by non-contracted hospitals and healthcare providers
- GP (general practitioner) always covered
VGZ Eigen Keuze
Combination insurance
171.65
per month
100% covered by all contracted hospitals and healthcare providers
100% covered by all non-contracted hospitals and healthcare providers
Exception: 80% covered by non-contracted healthcare providers in mental healthcare and nursing & care
- GP (general practitioner) always covered
Our 5 supplementary insurances with a discount
At VGZ Werkt you receive extra treatments or budget* compared to our standard supplementary insurance VGZ Goed, VGZ Beter, VGZ Best. You also get a discount. The discounts you see below are examples.
*Extra reimbursements only for our collectively insured persons
Swipe the packages from left to right
VGZ Werkt Basis
example with 10% group discount
2.50
2.25
per month
- Urgent medical care abroad and medically required transport to The Netherlands
- No physiotherapy
- No personal health budget
- No birth control
- No alternative treatments
- No mindfulness
- No glasses or contact lenses
- No dental care following an accident
VGZ Werkt Instap
example with 10% group discount
6.50
5.85
per month
- Physiotherapy - 6 sessions per year
- Personal health budget - €75 per year
- Urgent medical care abroad and medically required transport to The Netherlands
- No birth control
- No mindfulness
- No alternative treatments
- No glasses or contact lenses
- Dental care following an accident - €10,000
VGZ Werkt Goed
example with 10% group discount
12.75
11.47
per month
- Physiotherapie - 9 sessions per year
- Personal health budget - €400 per year
- Urgent medical care abroad and medically required transport to The Netherlands
- Birth control from age 21 years
- Mindfulness - €350 per year
- No alternative treatments
- No glasses or contact lenses
- No dental care following an accident
VGZ Werkt Beter
example with 10% group discount
33.20
29.88
per month
- Physiotherapy - 20 sessions per year
- Personal health budget - €600 per year
- Urgent medical care abroad and medically required transport to The Netherlands
- Birth control - from age 21 years
- Mindfulness - €350 per year
- Alternative treatment - €300 per year
- Glasses and contact lenses - €100 per 3 years
- No dental care following an accident
VGZ Werkt Best
example with 10% group discount
54.15
48.73
per month
- Physiotherapy - 32 sessions per year
- Personal health budget - €700 per year
- Urgent medical care abroad and medically required transport to The Netherlands
- Birth control - from age 21 years
- Mindfulness - €350 per year
- Alternative treatments - €500 per year
- Glasses and contact lenses - €125 per 3 years
- No dental care following an accident
Our 4 dental insurances with a discount
At VGZ Werkt Tand you receive extra treatments or budget compared to our standard supplementary dental insurance VGZ Tand Beter, VGZ Tand Best.
Swipe the packages from left to right
VGZ Werkt Tand Instap
example with 10% group discount
9.50
per month
- Dental care - 1 Dental check, dental cleaning and €100 per year for i.a. fillings
- Dental care following an accident - €10,000
- No orthodontics
VGZ Werkt Tand Goed
example with 10% group discount
16.10
per month
- Dental care - €250 per year
- Dental care following an accident - €10,000
- No orthodontics
VGZ Werkt Tand Beter
example with 10% group discount
35.10
31.59
per month
- Dental care - €650 per year
- Dental care following an accident - €10,000
- Orthodontics upto age 18 - €2,000 *
- Orthodontics from age 18 - €500
{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some treatments we have a 12-month qualification period for reimbursements. You may qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}
VGZ Werkt Tand Best
example with 10% group discount
63.75
per month
- Dental care - €1,150 euro per year *
- Dental care following an accident - €10,000
- Orthodontics upto age 18 - €3,000 *
- Orthodontics from age 18 - €1,500 *
{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some treatments we have a 12-month qualification period for reimbursements. You may qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some treatments we have a 12-month qualification period for reimbursements. You may qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some treatments we have a 12-month qualification period for reimbursements. You may qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}
The VGZ health care app in English
The VGZ app offers all kinds of useful services in English for your health and insurance. Our app has been rated the best health app in the Netherlands. Download it now.
