VGZ Werkt - Health Insurance

A basic insurance policy is compulsory for everyone over the age of 18 and covers the most common healthcare costs, such as family doctor visits, pharmacy costs or hospital visits. 

At VGZ you have two basic insurance options (for individuals and group insured):

In-kind policy

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 80% covered

Reimbursement policy

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 100% covered

VGZ Werkt

Supplementary insurance that works for workers in the Netherlands

The contents of our supplementary insurance package VGZ Werkt were developed together with employees and employers. As a result, the content focuses on health and vitality at work.

Your benefits

  • Sizeable premium discount
  • Also for your partner and children
  • Extra generous reimbursements for work-related complaints such as burn-out
  • Special prevention budget for a health test, medical sports advice or a First Aid course
  • Healthy Life platform with tips and tools for a healthy lifestyle

The main reimbursements

VGZ Werkt consists of three variants of the supplementary insurance policy and three variants of the dental care insurance policy. 

Supplementary insurance

Please note: the prices set out below do not include the group discount via your employer. Find your group to see if you can benefit from discounts via your employer.

VGZ Werkt Goed

Starting at € 10,60 per month

9x physiotherapy  Our standard supplementary insurance 'VGZ Goed' offers 9 sessions

€ 350 per year Mindfulness for prevention of  burn-out

€ 400 prevention budget for a health test, body weight consultant, medical sports advice or a First Aid course

VGZ Werkt Beter

Starting at € 23,40 per month

20x physiotherapy Our standard supplementary insurance 'VGZ Beter' offers 16 sessions

€ 350 per year Mindfulness for prevention of burn-out

€ 600 prevention budget for a health test, body weight consultant, medical sports advice or a First Aid course

VGZ Werkt Best

Starting at € 39,60 per month

32x physiotherapy Our standard supplementary insurance 'VGZ Best' offers 20 sessions

€ 350 per year Mindfulness for prevention of  burn-out

€ 700 prevention budget for a health test, body weight consultant, medical sports advice or a First Aid course

Dental care insurances

VGZ Werkt Tand Goed

Starting at € 13,90 per month

Up to € 250 per year 100% for periodic check-up and 80% for other sessions

Orthodontics No reimbursement

VGZ Werkt Tand Beter

Starting at € 25,50 per month

Up to € 650 per year 100% for periodic check-up and 80% for other sessions

Orthodontics Up to age 18: € 2.000 / as from age 18: € 500. This budget applies for the entire insurance policy term

VGZ Werkt Tand Best

Starting at € 48,50 per month

Up to € 1.150 per year 100% for periodic check-up and 80% for other sessions

Orthodontics Up to age 18: € 3.000 / As from age 18: € 1.500. This budget applies for the entire insurance policy term

Policy conditions VGZ Werkt

Review the policy conditions of VGZ Werkt if you want more information regarding this supplementary insurance policy.

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