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VGZ collective healthcare
insurance via Tencent

With extra benefits for you and your family

More than well insured through your employer

This healthcare insurance policy is specifically designed to cover people working in the Netherlands, offering many extra benefits. Such as a discount on your supplementary insurance policy. And also use of various apps and interesting health tips. This ensures good insurance!

Your benefits at VGZ at a glance

  • Group discount on your supplementary insurance for the whole family
  • Extra coverage for physiotherapy and oral care including orthodontics
  • Flexible prevention budget to support a healthy lifestyle
  • The VGZ app: your digital assistant for health and care
  • We help you get treatment more quickly

Choose your basic insurance

Swipe packages from left to right

VGZ Basis Keuze

In-kind insurance

132,95

per month

with 385 euro mandatory excess


100% 100% covered by all
   contracted hospitals and
           healthcare providers

70% 70% covered by 
           non-contracted hospitals
           and healthcare providers

  •  GP (general practitioner)
     always covered

Choose VGZ Basis Keuze

VGZ Ruime Keuze

In-kind insurance

141,95

per month

with 385 euro mandatory excess


100% 100% covered by all

contracted hospitals and
healthcare providers

80% 80% covered by

non-contracted hospitals
and healthcare providers

  •  GP (general practitioner)
     always covered

Choose VGZ Ruime Keuze

VGZ Eigen Keuze

Combination insurance

153,65

per month

with 385 euro mandatory excess


100% 100% covered by all

contracted and non-contracted
hospitals and healthcare providers

Exception:

100% 90% covered by

non-contracted
healthcare providers
in mental healthcare and
nursing & care

  •  GP (general practitioner)
     always covered

Choose VGZ Eigen Keuze

Choose your supplementary insurance

You can choose from 4 supplementary insurances. Please see below for some of the main reimbursement payments. With a collective insurance you benefit from a discount on your supplementary insurance. 

Swipe packages from left to right

VGZ
Werkt Instap 

example with 10% group discount

5,95

5,35

per month


  • Physiotherapie
    6 sessions per year
  • 75 euro to spend on prevention like a health test, medical sports advice or a First aid course
  • Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
  • Accommodation costs for one room (e.g. a Ronald McDonald house)
  • Access to our Healthy life platform (Gezond leven platform)
  • €10,000 cover for oral care following an accident
  • No reimbursement for Mindfulness
  • No reimbursement for alternative treatment methods
  • No reimbursement for a new pair of glasses

Choose VGZ Werkt Instap

VGZ
Werkt Goed 

example with 10% group discount

13.40

12,06

per month


  • Physiotherapie
    9 sessions per year
  • 400 euro to spend on prevention like a health test, medical sports advice or a First aid course 
  • Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
  • Accommodation costs for one room (e.g. a Ronald McDonald house)
  • Access to our Healthy life platform (Gezond leven platform)
  • 350 euro Mindfulness per year
  • 200 euro for alternative treatment methods per year
  • No reimbursement for a new pair of glasses

Choose VGZ Werkt Goed

VGZ
Werkt Beter 

example with 10% group discount

29,59

26,63

per month


  • Physiotherapie
    16 sessions per year
  • 600 euro to spend on prevention like a health test, medical sports advice or a First aid course 
  • Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
  • Accommodation costs for one room (e.g. a Ronald McDonald house)
  • Access to our Healthy life platform (Gezond leven platform)
  • 350 euro Mindfulness per year
  • 300 euro for alternative treatment methods per year
  • One new pair of glasses every three years

Choose VGZ Werkt Beter

VGZ
Werkt Best 

example with 10% group discount

46,35

41,71

per month


  • Physiotherapie
    32 sessions per year
  • 700 euro to spend on prevention like a health test, medical sports advice or a First aid course
  • Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
  • Accommodation costs for one room (e.g. a Ronald McDonald house)
  • Access to our Healthy life platform (Gezond leven platform)
  • 350 euro Mindfulness per year
  • 500 euro for alternative treatment methods per year
  • One new pair of glasses every three years

Choose VGZ Werkt Best

Choose your dental care insurance

Do you have to visit the dentist, dental hygienist or orthodontist, but don't want to worry about the bill? Then check out our three additional dental insurance policies. 

Swipe packages from left to right

VGZ
Werkt Tand Goed 

example with 10% group discount

15,50

13,95

per month


  • 250 euro per year
  • No reimbursement for orthodontics

VGZ
Werkt Tand Beter 

example with 10% group discount

32,30

29,07

per month


  • 650 euro per year 
  • a one-off reimbursement of
    € 2.000 for orthodontics for people under 18 *
  • a one-off reimbursement of € 500 for orthodontics for people from the age of 18.

VGZ
Werkt Tand Best 

example with 10% group discount

57,70

51,93

per month


  • 1.150 euro per year *
  • a one-off reimbursement of
    € 3.000 for orthodontics for people under 18 *
  • a one-off reimbursement of € 1.500 for orthodontics for people from the age of 18.

Extra's for a healthy lifestyle

Mother and son laughing on couch

Generous prevention budget

Prevention is important. Because if we all live a little healthier, we ensure that the Netherlands as a whole is healthier. Which in turn puts less pressure on our GPs and hospitals, for example. This is how we take care of healthcare and keep it affordable, now and in the future. Check out VGZ Werkt for more about this preventionbudget.
Download the VGZ app

VGZ app: your digital assitant 

In the VGZ app you always have your health insurance card and policy at hand. Easily and securely log in with a PIN code or your fingerprint.

  • Declare quickly and easily with a photo or PDF
  • View your used care
  • See how much you will still be reimbursed
Woman ordering medicin online

The online pharmacy (in Dutch)

A regular pharmacy, but online. This means we deliver your straight to your door. For free. Arrange everything for your medicines via a handy app. By dealing smartly with digital options, we offer you convenience and we keep healthcare accessible and affordable.

VGZ insured customers rate us a 7,9:  feedback stars 7,9  3136 reviews