VGZ collective healthcare
insurance via H&M

You get the same quality at VGZbewuzt as at VGZ. Do you need care? Then we will help you find the best suitable care. We also pay your claims at lightning speed, and you can easily arrange all your health and care matters through our app.

Starting 1 January 2023, the government has changed the law: you will no longer be able to receive a discount on your basic insurance. This pertains to all health insurers. You will still receive a discount on supplementary insurances at VGZ if you keep your collective insurance.

Group discounts are expiring on basic insurance only. The discount on supplementary and dental insurance will remain. In addition, with supplementary insurance, you get additional reimbursements for physiotherapy, mental resilience and a generous prevention budget. And extra reimbursements for oral care and orthodontics with some dental insurances.

Collective health insurance is more than just insurance with a discount. As a cooperative, we work together to create a healthier Netherlands and future-proof health care. Care that is and remains good, accessible and affordable. Therefore, together with parties such as employers, municipalities and other organisations, we have developed tailor-made agreements, specific coverage and services especially for collective insurance participants.

Customisation allows us to tailor care even better to your needs. With our collective insurance policies, you are more than well insured. And so is your family. Now and in the future.

You will still receive a discount on supplementary and dental insurance. Wondering which group discount applies to you? Find your group insurance with the right discount in our collective search. 

Yes, your family will also benefit from the group discount on supplementary and dental insurance. And from the other benefits. As will your children: up to 18 years, they are co-insured for free.

Would you like to know whether you can benefit from collective insurance through your employer, member or patient organisation, as a self-employed person or through your municipality? See which collective insurance best suits your situation. Search for your group insurance here.

Have you taken out collective health insurance through your current employer? If you change jobs, it is possible to switch health insurance during the year. This is possible if your new employer also offers a collective health insurance.

It is possible to switch to collective health insurance through your employer, member or patient organisations, as a self-employed person or through your municipality. This can often be done by 1 January. In some cases, you can also switch to a VGZ insurance during the year.

1. You are already insured at VGZ and want to add a collective to your insurance. You can easily add a collective in your Mijn VGZ account.
2. You are collectively insured somewhere else. In this case you have 30 days to switch to VGZ. We will cancel your current insurance for you!

If you are not collectivley insured at another healthcare insurer, then you are not able to switch during the year. 

You can arrange this easily and quickly in Mijn VGZ. In Mijn VGZ, go to Insurances and choose ''change collective insurance''.

Changing your supplementary insurance or excess can be done every year from 12 November to 31 January. Did you cancel your health insurance yourself before 31 December? Then you can take out a new health insurance with us until 31 January. You sometimes don't have to wait until this time of year. For example, if you have a new job and want to switch to collective health insurance with VGZ. Or when you retire.