VGZ collective healthcare
insurance via CEVA
With benefits for you and your family
More than well insured through your employer
This healthcare insurance policy is specifically designed to cover people working in the Netherlands, offering many extra benefits. Such as a discount on your supplementary insurance policy. And also use of various apps and interesting health tips. This ensures good insurance!
Your benefits at VGZ at a glance
- Group discount on your supplementary insurance for the whole family
- Extra coverage for physiotherapy and oral care including orthodontics
- Flexible prevention budget to support a healthy lifestyle
- The VGZ app: your digital assistant for health and care
- We help you get treatment more quickly
Choose your basic insurance
Swipe packages from left to right
VGZ Basis Keuze
In-kind insurance
€132,95
per month
with 385 euro mandatory excess
100% covered by all
contracted hospitals and
healthcare providers
70% covered by
non-contracted hospitals
and healthcare providers
- GP (general practitioner)
always covered
VGZ Ruime Keuze
In-kind insurance
€141,95
per month
with 385 euro mandatory excess
100% covered by all
contracted hospitals and
healthcare providers
80% covered by
non-contracted hospitals
and healthcare providers
- GP (general practitioner)
always covered
VGZ Eigen Keuze
Combination insurance
€153,65
per month
with 385 euro mandatory excess
100% covered by all
contracted and non-contracted
hospitals and healthcare providers
90% covered by
non-contracted
healthcare providers
in mental healthcare and
nursing & care
- GP (general practitioner)
always covered
Choose your supplementary insurance
You can choose from 4 supplementary insurances. Please see below for some of the main reimbursement payments. With a collective insurance you benefit from a discount on your supplementary insurance.
Swipe packages from left to right
VGZ
Werkt Instap
example with 10% group discount
€5,95
€5,35
per month
- Physiotherapie
6 sessions per year - 75 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- €10,000 cover for oral care following an accident
- No reimbursement for Mindfulness
- No reimbursement for alternative treatment methods
- No reimbursement for a new pair of glasses
VGZ
Werkt Goed
example with 10% group discount
€13,40
€12,06
per month
- Physiotherapie
9 sessions per year - 400 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- 350 euro Mindfulness per year
- 200 euro for alternative treatment methods per year
- No reimbursement for a new pair of glasses
VGZ
Werkt Beter
example with 10% group discount
€29,59
€26,63
per month
- Physiotherapie
16 sessions per year - 600 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- 350 euro Mindfulness per year
- 300 euro for alternative treatment methods per year
- One new pair of glasses every three years
VGZ
Werkt Best
example with 10% group discount
€46,35
€41,71
per month
- Physiotherapie
32 sessions per year - 700 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- 350 euro Mindfulness per year
- 500 euro for alternative treatment methods per year
- One new pair of glasses every three years
Choose your dental care insurance
Do you have to visit the dentist, dental hygienist or orthodontist, but don't want to worry about the bill? Then check out our three additional dental insurance policies.
Swipe packages from left to right
VGZ
Werkt Tand Goed
example with 10% group discount
€15,50
€13,95
per month
- 250 euro per year
- No reimbursement for orthodontics
VGZ
Werkt Tand Beter
example with 10% group discount
€32,30
€29,07
per month
- 650 euro per year
- a one-off reimbursement of
€ 2.000 for orthodontics for people under 18 * - a one-off reimbursement of € 500 for orthodontics for people from the age of 18.
{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some reimbursments we have a 12-month qualification period. You qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}
VGZ
Werkt Tand Best
example with 10% group discount
€57,70
€51,93
per month
- 1.150 euro per year *
- a one-off reimbursement of
€ 3.000 for orthodontics for people under 18 * - a one-off reimbursement of € 1.500 for orthodontics for people from the age of 18.
{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some reimbursments we have a 12-month qualification period. You qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some reimbursments we have a 12-month qualification period. You qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}
Extra's for a healthy lifestyle
Generous prevention budget
VGZ app: your digital assitant
In the VGZ app you always have your health insurance card and policy at hand. Easily and securely log in with a PIN code or your fingerprint.
- Declare quickly and easily with a photo or PDF
- View your used care
- See how much you will still be reimbursed
