Supplementary Insurance: VGZ Werkt
The perfect collective healthcare insurance through your employer:
- Group discount for the entire family
- Many extras for a healthy lifestyle
- Extra generous payments for mindfulness, physiotherapy and dental care, incl. orthodontics
Our basic insurance packages
Swipe the packages from left to right
VGZ Basis Keuze
In-kind insurance
€132,95
per month
with 385 euro mandatory excess
100% covered by all
contracted hospitals and
healthcare providers
70% covered by
non-contracted hospitals
and healthcare providers
- GP (general practitioner)
always covered
VGZ Ruime Keuze
In-kind insurance
€141,95
per month
with 385 euro mandatory excess
100% covered by all
contracted hospitals and
healthcare providers
80% covered by
non-contracted hospitals
and healthcare providers
- GP (general practitioner)
always covered
VGZ Eigen Keuze
Combination insurance
€153,65
per month
with 385 euro mandatory excess
100% covered by all
contracted and non-contracted
hospitals and healthcare providers
90% covered by
non-contracted
healthcare providers
in mental healthcare and
nursing & care
- GP (general practitioner)
always covered
Choose supplementary insurance that suits you
You can choose from 4 supplementary insurances. Please see below for some of the main reimbursement payments.
Please note: the prices set out below do not include the group discount via your employer. Find your group to see if you can benefit from discounts via your employer.
Swipe the packages from left to right
VGZ
Werkt Instap
example with 10% group discount
€5,95
€5,35
per month
- Physiotherapie
6 sessions per year - 75 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- €10,000 cover for oral care following an accident
- No reimbursement for Mindfulness
- No reimbursement for alternative treatment methods
- No reimbursement for a new pair of glasses
VGZ
Werkt Goed
example with 10% group discount
€13,40
€12,06
per month
- Physiotherapie
9 sessions per year - 400 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- 350 euro Mindfulness per year
- 200 euro for alternative treatment methods per year
- No reimbursement for a new pair of glasses
VGZ
Werkt Beter
example with 10% group discount
€29,59
€26,63
per month
- Physiotherapie
16 sessions per year - 600 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- 350 euro Mindfulness per year
- 300 euro for alternative treatment methods per year
- One new pair of glasses every three years
VGZ
Werkt Best
example with 10% group discount
€46,35
€41,71
per month
- Physiotherapie
32 sessions per year - 700 euro to spend on prevention like a health test, medical sports advice or a First aid course
- Urgent medical care abroad and medically required transport back to the Netherlands during urgent care
- Accommodation costs for one room (e.g. a Ronald McDonald house)
- Access to our Healthy life platform (Gezond leven platform)
- 350 euro Mindfulness per year
- 500 euro for alternative treatment methods per year
- One new pair of glasses every three years
These insurances include extra treatments or budget in comparison to
our standard supplementary insurances VGZ Goed, VGZ Beter, VGZ Best
Dental care insurances
Do you have to visit the dentist, dental hygienist or orthodontist, but don't want to worry about the bill? Then check out our three additional dental insurance policies. Did you know that for children younger than 18 years the basic health insurance covers dental care except orthodontics? So if your child will soon require a brace, you can consider the dental care insurance policies 'Werkt Tand Beter' or 'Werkt Tand Best'.
Swipe the packages from left to right
VGZ
Werkt Tand Goed
example with 10% group discount
€15,50
€13,95
per month
- 250 euro per year
- No reimbursement for orthodontics
VGZ
Werkt Tand Beter
example with 10% group discount
€32,30
€29,07
per month
- 650 euro per year
- a one-off reimbursement of
€ 2.000 for orthodontics for people under 18 * - a one-off reimbursement of € 500 for orthodontics for people from the age of 18.
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VGZ
Werkt Tand Best
example with 10% group discount
€57,70
€51,93
per month
- 1.150 euro per year *
- a one-off reimbursement of
€ 3.000 for orthodontics for people under 18 * - a one-off reimbursement of € 1.500 for orthodontics for people from the age of 18.
{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some reimbursments we have a 12-month qualification period. You qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}{"key":"qualification period","title":"Dental care - qualification period","content":"\u003cp\u003ePlease note: for some reimbursments we have a 12-month qualification period. You qualify for no or less qualification period.\u003c/p\u003e\n\u003cul class=\u0022lijst-linkjes\u0022\u003e\n \u003cli\u003e\u003ca href=\u0022https://www.vgz.nl/service-en-contact/veelgestelde-vragen/wachttijd\u0022\u003eRead more about the qualification period (in Dutch).\u003c/a\u003e\u003c/li\u003e\n\u003c/ul\u003e"}
With these reimbursements you will receive extra treatments or budget compared to
our standard supplementary dental insurance policies VGZ Tand Beter and VGZ Tand Best
* Please note: For some reimbursments we have a 12-month qualification period. You qualify for no or less qualification period. Read more about the qualification period (in Dutch).
Are you switching? No sooner said than done!
Would you like to switch to us? We make it easy for you. Choose a package that suits you. Calculate your premium. And immediately take out your health insurance online. We arrange the rest.
- We will cancel your current insurance for you
- You have 14 days cooling-off period
- Children up to the age of 18 are insured free of charge
You can calculate your premium and take out a health insurance for 2023.
If you wish to send your application form by post, you can download the English application form: VGZ Werkt application form
The main reimbursements
VGZ Werkt consists of three variants of the supplementary insurance policy and three variants of the dental care insurance policy.
Take a look at our reimbursement overview if you would like to find out more.
Policy conditions VGZ Werkt
Review the policy conditions of VGZ Werkt if you want more information regarding this supplementary insurance policy.