Basic Insurance

A basic insurance policy is compulsory for everyone over the age of 18 and covers the most common healthcare costs, such as family doctor visits, pharmacy costs or hospital visits. 

At VGZ you have three basic insurance options (for individuals and group insured):

VGZ Basis Keuze

In-kind policy

€ 120,90 per month

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 70% covered

VGZ Ruime Keuze

In-kind policy

€ 124,45 per month

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 80% covered

VGZ Eigen Keuze

Reimbursement policy

€ 132,20 per month

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 100% covered


Calculate your premium

You can calculate your premium and take out a health insurance for 2021 (in Dutch).

If you wish to send your application form by post, you can download the English application form:

VGZ application form 

VGZ Werkt application form

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