Basic Insurance

A basic insurance policy is compulsory for everyone over the age of 18 and covers the most common healthcare costs, such as family doctor visits, pharmacy costs or hospital visits. 

At VGZ you have two basic insurance options (for individuals and group insured):

VGZ Ruime Keuze

In-kind policy

€ 119,95 per month

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 80% covered

VGZ Eigen Keuze

Reimbursement policy

€ 127,70 per month

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 100% covered


Calculate your premium

You can calculate your premium and take out a health insurance for 2020 (in Dutch). The English translation of the online form is found here. (The supplementary packages shown in this translation are VGZ Werkt packages)

If you wish to send your application form by post, you can download the English application form:

VGZ application form

VGZ Werkt application form

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