Basic Insurance

A basic insurance policy is compulsory for everyone over the age of 18 and covers the most common healthcare costs, such as the GP (General Practitioner), pharmacy costs or hospital visits. 

We have three basic insurances

For individuals and group insured

Swipe the packages from left to right

VGZ Basis Keuze

In-kind insurance

€132,95

per month

with 385 euro mandatory excess


100% 100% covered by all
   contracted hospitals and
           healthcare providers

70% 70% covered by 
           non-contracted hospitals
           and healthcare providers

  •  GP (general practitioner)
     always covered

Choose VGZ Basis Keuze

VGZ Ruime Keuze

In-kind insurance

€141,95

per month

with 385 euro mandatory excess


100% 100% covered by all

contracted hospitals and
healthcare providers

80% 80% covered by

non-contracted hospitals
and healthcare providers

  •  GP (general practitioner)
     always covered

Choose VGZ Ruime Keuze

VGZ Eigen Keuze

Combination insurance

€153,65

per month

with 385 euro mandatory excess


100% 100% covered by all

contracted and non-contracted
hospitals and healthcare providers

Exception:

100% 90% covered by

non-contracted
healthcare providers
in mental healthcare and
nursing & care

  •  GP (general practitioner)
     always covered

Choose VGZ Eigen Keuze


Calculate your premium

You can calculate your premium and take out a health insurance for 2023. 

If you wish to send your application form by post, you can download the English application form:

VGZ application form 

VGZ Werkt application form