VGZ Health Insurance

A basic insurance policy is compulsory for everyone over the age of 18 and covers the most common healthcare costs, such as family doctor visits, pharmacy costs or hospital visits. Read more about basic health insurance on the national healthcare website.

By VGZ you have two basic insurance options (for individuals and group insured):

In-kind policy

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 80% covered

 € 126,95 per month with a € 385 mandatory excess

In-kind policy: Large number of contracted healthcare providers

Reimbursement policy

Family doctor visits are always covered

Contracted healthcare provider: Maximum 100% covered

Non-contracted healthcare provider: Maximum 100% covered

€ 129,95 per month with a € 385 mandatory excess

Reimbursement policy: Free choice of healthcare providers

Interested in supplementary insurance?

If you would like coverage for care that is not included in the basic insurance policy (i.e. physiotherapy, dental, alternative healthcare, travel coverage) you can take out supplementary insurance. See the steps below:

  1. Check which type of coverage you have on your VGZ Care app or find your group coverage on the VGZ Collectief website (in Dutch).
  2. If you are covered by group insurance please see the VGZ Werkt  policy information.
  3. If you are covered by VGZ Goed, Beter, Best, see the summary below and read more about your policy information.
  4. Choose your desired supplementary coverage option(s). See in the menu above under Service & Contact for an application form.
Supplementary insurance

VGZ Aanvullend Goed from € 9,14 
Covers 7 physiotherapy sessions, for example.

VGZ Aanvullend Beter from € 19,09
Covers 12 physiotherapy sessions, for example.

VGZ Aanvullend Best from € 32,54
Covers 18 physiotherapy sessions, for example.

Dental insurance

VGZ Tand Goed from € 12,29
Covers dental care up to maximum € 250, for example.

VGZ Tand Beter from € 20,19 
Covers dental care up to maximum € 500, for example.

VGZ Tand Best from € 39,39 
Covers dental care up to maximum € 1.000, for example.

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